Harris Jewelery

Harris Jewelery
 
 

Privacy Statement

FACTS

WHAT DOES CONSUMER ADJUSTMENT CORP. USA DO WITH YOUR PERSONAL INFORMATION?

 

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

 

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number
  • Account Balances and Transaction History
  • Bank Account Information
 

How?

All financial companies need to share customers’ personal information to run their everyday business as permitted by law. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Consumer Adjustment Corp. USA chooses to share; and whether you can limit this sharing.

 
Reasons we can share your personal informationDoes Consumer Adjustment Corp. USA Share?Can you limit this sharing?

For our everyday business purposes—

such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

YES

NO

For our marketing purposes—

to offer our products and services to you

YES

YES

For joint marketing with other financial companies

NO

WE DO NOT SHARE

For our affiliates’ everyday business purposes—

information about your transactions and experiences

YES

NO

For our affiliates’ everyday business purposes—

information about your creditworthiness

YES

YES

For our affiliates to market to you

YES

YES

For nonaffiliates to market to you

NO

WE DO NOT SHARE

To limit our sharing

Please note:

If you are a new customer, we can begin sharing your information 30 days from the date we provided or sent this notice. When you are no longer our customer, we continue to share and protect your information as described in this notice.

However, you can contact us at any time to limit our sharing.

Questions? Call: 800-989-7732
Who we are

Who is providing this notice?

Consumer Adjustment Corp. USA and its affiliates. See list of affiliates below.

What we do

How does Consumer Adjustment Corp. USA protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does Consumer Adjustment Corp. USA collect my personal information?

We collect your personal information, for example, when you

  • Open your account
  • Make additional purchases
  • Contact us (or we contact you)
  • When you pay your bill

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can’t I limit all sharing?

Federal law gives you the right to limit only

  • Sharing for affiliates’ everyday business purposes—information about your creditworthiness.
  • Affiliates from using your information to market to you.
  • Sharing for nonaffiliates to market to you.

State laws and individual companies may give you additional rights to limit sharing.

What happens when I limit sharing for an account I hold jointly with someone else?

Your choices will apply to everyone on your account-unless you tell us otherwise.

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • Our affiliates include Consumer Adjustment Corp. USA and stores with D/B/A of Harris Jewelry.

Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • Consumer Adjustment Corp. USA does not share with non-affiliates so they can market to you.

Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • Consumer Adjustment Corp. USA does not jointly market.