NOTICE TO ALL CUSTOMERS
We collect nonpublic personal information about you from the following
sources: (a) information we receive from you on applications or other
forms or letters; (b) information about your transactions with us
or our affiliates,
or other; (c) information we receive from a consumer reporting agency;
and (d) information we receive from your employer(s).
We may disclose the following kinds of nonpublic personal information
about you: (a) information we receive from you on applications or other
forms or letters, such as your name, mailing address, email address,
social security number, references, banking information, credit or debit
card information, assets and income; (b)information about your transactions
with us, our affiliates or others, such as your account balance, payment
history, and credit history; and (c) information we receive from a consumer
reporting agency, such as your creditworthiness and credit history.
We may disclose nonpublic information about you to the following types
of third parties; (a) financial service providers, such as mortgage bankers,
car dealers, and insurance agents; (b) non-financial companies such as
retailers; (c) other creditors and collection agencies that have a business
relationship with you; (d) employer(s); (e) those involved in litigation
or court proceedings with you; and (f) various consumer credit organizations.
We may also disclose non-public personal information about you to non-affiliated
third parties permitted by law.
We may disclose nonpublic personal information about you to the above
referenced third parties even after your customer relationship with us
If you prefer that we not disclose nonpublic personal information about
you to nonaffiliated third parties, you may opt out of those disclosures,
that is, you may direct us not to make those disclosures (other than
disclosures permitted by law). If you wish to opt out of disclosures
to nonaffiliated third parties, you may write us at: 800 Prime Place,
Hauppauge, NY 11788. You may also email firstname.lastname@example.org or call 1-800-989-7732/1-631-348-0303.
We restrict access to nonpublic personal information about you to those
employees who need to know that information to provide products or service
to you or who otherwise work on your account. We maintain physical, electronic,
and procedural safeguards that comply with federal regulations to guard